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29 July 2020

Q2 2020 bank bjb Grows Positive in the Middle of Pandemic Challenges

BANDUNG – bank bjb carved an achievement by successfully maintaining its positive growth during the Second Quarter of 2020. The company's net profit remained able to grow amid the global economic slowdown due to COVID-19 pandemic. It was recorded that bank bjb managed to gain a net profit of Rp.808 billion. The total value of assets owned by bank bjb also grew by 3.8% year on year (y-o-y) to Rp.125.3 trillion entering the company's half way in 2020.

Triwulan II 2020 bank bjb Tumbuh Positif di Tengah Tantangan Pandemi

The credit sector, which was one of the pillars of profit growth, grew by 9.8% y-o-y, exceeds the average national banking industry growth data as of April 2020 of 5.82%, with total loans disbursed reaching Rp85.8 trillion. The level of risk can be managed well which reflects the maintained quality of company's credit distribution with the ratio of non-performing loans (NPL) at 1.6% or down 14 points y-o-y. This NPL record is much lower than average national bank's bad credit record until April 2020, which is 2.89%, even better than NPL of the previous quarter of 1.65%.

President director of bank bjb, Yuddy Renaldi, said the positive record that company put on was successfully obtained thanks to the company's rapid response to adapt to changing business situations.

"The success of maintaining growth trends amid the current challenging situations is also encouraged by the company’s solid internal conditions. Each division of company shares a role in encouraging all bank bjb business lines to continue to carve its quality growth," said Yuddy in Quarterly Analyst Meeting II 2020 bank bjb, Tuesday (07/28/2020).

Triwulan II 2020 bank bjb Tumbuh Positif di Tengah Tantangan Pandemi

This positive growth was followed by company's efforts to support the government's move in the agenda of accelerating National Economic Recovery (PEN). As is known, bank bjb has entrusted to become one of the banks to receive government funds deposits. The company will use the funds to be distributed to productive sectors both to MSME and commercial segments.

Those supports from bank bjb is expected to be able to encourage the revival of society economic pulse which had weakened due to COVID-19 pandemic. This step complements the other series of bank bjb support in overcoming COVID-19 economic impact. bank bjb is listed as one of the earliest banks who implements a credit restructuring policy for customers who have experienced difficulties due to COVID-19. The Company also continues to conduct business development activities for entrepreneurs, especially MSMEs via Community Economic Empowerment (PESAT) and other programs while still maintaining a health protocol.


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