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bjb Kredit Mikro Utama

  1. Objective

    Potential customers that could have access to financing through Micro credit facility from “bjb sahabat usaha Layanan UMKM“ should be classified as an individual entrepreneur who has a micro, small or medium scale of productive business and has been running for minimum 2 years.

  2. Objective for Credit Application

    • Working Capital Loan
    • Investment Loan
  3. Credit Limit

    Started from 5 million rupiah until 500 million rupiah

  4. Tenor

    • Minimum 12 months until 60 months
    • Less than and equal to and 50 million rupiahs, tenor up to 36 months
  5. Document Requirement

    • Identity Documents
      • Valid ID card (for married couple must provide husband/wife valid ID)
      • "NPWP” or tax number card (for married couple must provide husband/wife valid NPWP)
      • Kartu Keluarga
      • Married certification / divorce letter / death certification (if relevant)
    • Business documents
      • Business certificate (“SKU” or “SIUP”)
      • For credit application more than 250 million rupiah must providing business permit document or “SIUP
    • • Certificate of collateral ownership
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