TabunganKu is a personal savings for individual with convenient requirements that published simultaneously by the Indonesian banks to cultivate a saving culture and improve the public prosperity.

 TabunganKu Benefits

  • Free monthly administration fee
  • Interest rates
    • Rp 0 s/d Rp 500.000,- zero interest
    • Rp 500.000,-  s./d Rp 1.000.000,- 0.25% per year
    • Rp 1.000.000,- 1.00 % per year

The convenience of TabunganKu on bjb

  • Free cash withdrawals all over ATM Bersama and Prima networks
  • Self printing savings book via Self Service Passbook Printer (SSPP)
  • 24 hours online Information can be accessed through the bjb bank call 14049
  • Real time online interbank account transfer within all bjb bank branch offices, with no transaction fee

Term and Conditions

  • Initial deposit Rp. 20.000,-
  • Minimum deposit onward Rp.10.000,-
  • The minimum withdrawal amount via teller is Rp 100.000 except for account closure
  • Account closure fee by personal request Rp 20.000,-
  • Cash withdrawal / book entry settlement via teller counter can only be done in opening branch office
  • Interest rates based on daily balance and not progressive
  • TabunganKu account with no transaction for 6 consecutive months will be categorized as passive account, charged with Rp. 2.000,- as passive balance fees. When the balance amount is less than Rp. 20.000,-, the account will be terminated with the remaining balance charged as account closure fee.
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